Indian Balanced Funds and IRS Form 8621 Reporting In India, Balanced Funds (now officially called Hybrid Funds) are popular for their “auto-rebalancing” nature, mixing equity and debt to manage...
ULIPs vs. Mutual Funds – US Tax Differences In India, Unit Linked Insurance Plans (ULIPs) are often marketed as a superior alternative to Mutual Funds because they provide a...
Redeemed Indian Mutual Funds – Do I Owe US Tax? If you redeemed (sold) units of an Indian mutual fund in 2025, you likely noticed that your Indian broker...
ELSS vs. Index Funds in India – PFIC Implications For an investor in India, the choice between an Equity Linked Savings Scheme (ELSS) and an Index Fund is usually...
Do I Report Tax-Free Bonds Held Inside Indian MFs? In India, certain bonds issued by government entities (such as NHAI, REC, or PFC) are famous for being “Tax-Free”, meaning...
Long-Term vs. Short-Term Gains on Indian MFs – US Tax View In the Indian tax system, the distinction between Short-Term Capital Gains (STCG) and Long-Term Capital Gains (LTCG) is...
Taxation of Reinvestment Dividends for Indian MFs Many Indian mutual funds offer a “Dividend Reinvestment” option where profits are automatically used to purchase more units of the fund rather...
How to Handle Switch Transactions Between Indian Mutual Funds In the Indian market, a “switch” transaction is often marketed as a seamless way to rebalance your portfolio, moving money...
How SIP Investments Are Treated for US Tax Reporting Systematic Investment Plans (SIPs) are a cornerstone of wealth building in India, but for a U.S. person (Citizen, Green Card...
Taxation of Capital Gains From Indian Mutual Funds in the US For U.S. taxpayers (Citizens, Green Card holders, and Residents), Indian mutual funds are the ultimate “tax trap.” While...